applyForCredit

Submits a credit application and renders a decision.
This web service is for use with the D&B Finance Analytics Application - Decision Maker module. Data from multiple bureaus (D&B and Equifax) can be used in the decision, as well Small Business Risk Insight (SBRI) data. Fields defined within the Credit Application Template of Decision Maker are used in the inputs of the service.

The data in the Credit Application Template, Bureau name, Credit Recommendation, Credit Rule triggered and the reason the rule was triggered are all returned in the result.

Input Parameters:

Name	XML Input Parameter	Type	Description	Mandatory (M)/ Optional (O)	Possible Values
Business Name	One of the Field in the Field List for the Application. <FieldDTO> more info	Text	Business Name of the application. This parameter is not case sensitive	M	e.g.: GORMAN MANUFACTURING COMPANY, INC
Bureau Name	One of the Field in the Field List for the Application. <FieldDTO> more info	Text	Name of the bureau to be used for pulling bureau data. The information provided under other FieldDTOs is used for matching.	O	dnb equifax-business
Internal Application Values	<com:in0> more info	Text	Application specific values	M	Requested Amount Guarantee available flag
exactCompanyMatchRequiredFlag	<com:in1> more info	Boolean	This field indicates whether the user requires a list of similars in the absence of an exact match	M	e.g.: TRUE or FALSE

Output Parameters:

Name	XML Output Parameter	Type	Description	Possible Values
Application Id	<applicationId> more info	Text	The unique number assigned to the application, assigned by D&B Finance Analytics	FCC36EAN
Bureau ID/Type List	<BureauIdDTO> more info	Text	The list of business bureaus used for credit decisioning	dnb equifax-business
Status	<status> more info	Text	Decision on whether credit can be given or not	e.g.: Approved, Declined
Credit Recommendation with supporting data	<decisionOutcome> more info	Text	The data that was used to arrive at the credit recommendation decision:  - Credit Decision  - Credit Limit  - Payment Terms  - Early Pay Discounts  - Analyst Instructions  - Decision Rule that triggered the decision, as    well as the actual values of all variables used    in the decision rule  - Methodoly Table (if used)	NA

Exceptions Thrown:

• StrongMatchNotFound - If strong match is not found, when the user has set this flag to "TRUE"
• BureauNotConfigured - if the bureau selected by the user for decisioning has not been configured
• BureauNotAvailable - if the bureau provided by the user is not available
• MessageProcessingFailureException - Generic message processing failure exception.